In a direct appeal to Prime Minister Narendra Modi, Aam Aadmi Party (AAP) supremo Arvind Kejriwal has urged the central government to prioritize waiving loans for farmers and the middle class instead of offering relief to wealthy individuals. This comes in light of ongoing discussions around loan waivers and the financial burden on the common people.
In a letter to PM Modi, Kejriwal called on the government to declare that loans for the wealthy should not be waived. Instead, he suggested that waivers for farmers’ loans and home loans for the middle class should be the focus, as these measures would provide substantial relief to ordinary citizens. Kejriwal’s appeal directly challenges the notion of bailing out the rich, urging that financial support should be directed to those who need it the most.
Financial Relief for the Common Man
Kejriwal elaborated on the financial benefits of waiving loans for the middle class and farmers. He stated that if loans for the wealthy were not forgiven, it would significantly reduce tax burdens. Kejriwal pointed out that a person earning Rs. 12 lakh annually currently pays almost all of their salary in taxes, leaving them with very little disposable income. “If loans are not waived off for the rich, tax rates could be halved, giving much-needed financial relief to the middle class,” he said in his letter.
This remark underscores the growing frustration among the middle class, which often feels overburdened by taxes and the lack of direct benefits from government schemes aimed at the wealthiest sections of society. For many, the idea of financial assistance and loan forgiveness for the rich only deepens the divide between the wealthy elite and the working class.
AAP’s Strategy to Strengthen Slum Voter Base
Kejriwal’s letter to the Prime Minister also coincides with AAP's new election strategy ahead of the Delhi Assembly polls. In an effort to secure the support of its traditional voter base—slum dwellers—AAP is focusing on reinforcing its connection with this crucial demographic. The party recognizes the importance of slum residents, who have long been a stronghold of support, and is preparing a comprehensive plan to maintain this connection amid increasing competition from the BJP and Congress.
Both BJP and Congress have been making concerted efforts to woo slum voters in Delhi, and AAP is keen to ensure it doesn’t lose this vital constituency. According to party sources, AAP has designed a campaign to mobilize educated youth from slum areas, particularly those who have studied in Delhi government schools and have a strong presence in their communities. These youth are being trained to effectively communicate the benefits of AAP’s schemes and policies to their fellow slum dwellers.
AAP’s Impact on Slums: A Message of Welfare
Through this campaign, AAP aims to highlight its track record of working for the welfare of slum residents, pointing to initiatives like free electricity, water, healthcare, and education. Additionally, the party emphasizes its role in the construction of essential infrastructure such as lanes and sewers in slum areas, which have improved the living conditions of many in these communities.
“Through our campaign, we are showing slum dwellers how AAP’s government has benefited them,” the sources added. “We want them to understand that the party has worked for their betterment, and that the upcoming government will continue these welfare initiatives.” AAP is also highlighting how its policies focus on empowering the middle class and improving living standards across various sections of society.
A Delicate Balance Ahead of the Delhi Elections
The upcoming Delhi Assembly elections are crucial for AAP, and Kejriwal’s appeal to PM Modi signals the party’s intent to focus on the issues that matter most to ordinary citizens—financial relief, access to essential services, and a fair distribution of resources. With BJP and Congress actively trying to expand their support base in slum areas, AAP’s strategy will be key in retaining the loyalty of these voters who feel directly impacted by the party’s policies.
At the heart of Kejriwal’s message is a call for more equitable policies that prioritize the common people over the wealthy elite. By focusing on waiving loans for farmers and middle-class citizens, AAP hopes to secure a political edge while reinforcing its commitment to welfare programs that directly benefit the disadvantaged.
Conclusion: A Push for Economic Justice
Arvind Kejriwal’s letter to Prime Minister Modi serves as a strong reminder of the need for economic justice in India. In a time when the nation faces growing inequality, Kejriwal’s appeal for loan waivers for farmers and the middle class reflects a growing sentiment among ordinary citizens who feel left behind by policies that seem to favor the rich. As Delhi heads toward its assembly elections, this issue will likely be a central point of discussion, with AAP positioning itself as the voice of the common man in contrast to the interests of the wealthy elite.
Through these bold moves, Kejriwal continues to shape the political narrative in Delhi, highlighting the need for policies that support the working and middle class. As the election season intensifies, all eyes will be on how this strategy plays out and whether it can further solidify AAP’s base in the face of intense competition.

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